知乎，中文互联网高质量的问答社区和创作者聚集的原创内容平台，于 2011 年 1 月正式上线，以「让人们更好的分享知识、经验和见解，找到自己的解答」为品牌使命。知乎凭借认真、专业、友善的社区. In 2025 which type of mortgage are people choosing for their primary residence? Bank of canada has lowered its lending rate to 3.25% by end of 2024.
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Mortgage as a newcomer, i don’t have an income and credit history yet.
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抵押品 应该是collateral 2.我们先来看一下这两个单词在柯林斯词典的解释 collateral is money or property which is used as a guarantee that someone will repay a loan.差不多就是 抵押物，担保金的.
